Santander has announced plans to close 23 more branches in June 2025.
The decision comes as the bank reports fewer customers making in-person visits to branches.
This latest round of closures reflects the continuing shift towards digital banking services, with more customers opting to manage their finances through mobile, online and telephone banking rather than visiting physical branches.
The closures are part of a wider trend affecting the UK banking sector.
According to consumer group Which?, more than 6,300 bank and building society branches have closed since January 2015.
This represents an average of 53 branch closures every month over the past decade.
Santander is planning to cut opening hours across multiple bank branches GETTY The dramatic reduction in physical banking locations has transformed the high street landscape across Britain, with many communities seeing their last remaining bank branch disappear.
Explaining the decision, Santander stated on its website: "We last did a major review of our branches in 2021. Since then, many of our customers are choosing to use Mobile, Online and Telephone Banking more, and branches less."
Full list of Santander branches closing in June 2025:
Bank branch closures are continuing at an 'alarming rate', according to Which?GETTY The bank has outlined several changes to its remaining branch network, including reduced opening hours at some locations, converting certain branches to "counter-free" formats, and closing others entirely.
These adjustments reflect Santander's response to changing customer preferences and banking habits across the UK.
In response to the wave of branch closures, hundreds of "Banking Hubs" have been established across the country to provide essential services to customers who have lost their local branches.
These hubs offer access to cash and banking services regardless of which bank customers use, creating a shared facility for communities affected by closures.
Customers can locate their nearest Banking Hub online, providing an alternative option for those who prefer or require face-to-face banking services.
Despite the growth of digital banking, charities are advocating for greater protection of in-person banking services, warning that vulnerable people risk being left behind in the digital transition.
Research conducted by Age UK reveals that over four million older Britons with bank accounts do not manage their finances online.
High streets have been hit by a wave of store closures since the pandemic, on top of banks shutting down PAThis significant minority of older customers continues to rely on physical branches to conduct their banking, highlighting the potential impact of widespread closures on their ability to access essential financial services.
Caroline Abrahams, charity director at Age UK, emphasised the importance of maintaining physical banking spaces: "Physical spaces – whether a bank or building society branch, Banking Hub, or alternative suitable provision – must continue to exist so people can still carry out face-to-face tasks.
"The disappearance of face-to-face banking risks cutting a significant minority of the older population out of an essential service, making it difficult if not impossible for them to manage their money and maintain their independence."
