New research has revealed a concerning 21 per cent increase in the proportion of motoring convictions involving mobile device use whilst driving since 2022.
This significant rise over the past three years highlights a growing problem on British roads despite tightened regulations.
In 2022, the Government expanded restrictions on device usage behind the wheel, adding cameras and the checking of notifications to the list of prohibited activities.
Despite these measures, the data suggests many drivers continue to engage in this dangerous behaviour.
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Drivers are becoming increasingly likely to have a conviction for using their phone at the wheel
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Using a hand-held mobile phone or any other interactive device whilst driving is classified as "a breach of requirements as to control of the vehicle" under current law.
This type of conviction results in a £200 fine and six penalty points on the offender's driving licence.
These penalty points remain on the licence for four years, affecting insurance premiums throughout that period.
According to Go.Compare's data, drivers with three points on their licence pay approximately £117 more than those with clean records.
This financial impact compounds the already serious legal ramifications of mobile phone use behind the wheel.
Tom Banks, car insurance spokesperson for Go.Compare, warned: "A 21 per cent rise in the proportion of convictions for using a mobile phone while driving is a stark reminder that too many motorists are still taking dangerous risks behind the wheel.
"Using a phone while driving not only puts lives at risk, but also carries serious consequences for your driving record.
"We urge drivers to think twice - no text or call is worth the cost of a conviction or worse, an accident."
Banks highlighted that insurers will see drivers with a motoring conviction as having a "greater risk" of claiming, leading to their insurance premiums increasing.
He added that the general rule for insurers is that the more points a driver has, the more expensive their car insurance will be.
The expert said: "If you have a history of racking up penalty points, especially if you've previously had your licence revoked because of them, then you might find it difficult to find an insurer willing to cover you."
He noted that while factors like age, location and vehicle type affect pricey insurance premiums, convictions are preventable.
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Drivers can be fined £200 for using a mobile phone while behind the wheelGETTYBanks concluded: "Penalty points are not the only factor which can increase your car insurance premiums.
"However, you can definitely prevent your costs increasing by not getting a conviction on your driving record."
