Yorkshire Building Society confirms major overhaul to savings rates - full list of accounts

The central bank's Monetary Policy Committee (MPC) members voted to keep the UK's base rate as its current level of 4.25 per cent in a blow to borrowers.

Ahead of this decision, Yorkshire Building Society confirmed its intention to raise rates by up to 0.30 per cent across fixed-rate savings account options.

As part of its latest deal, the building society is offering a one-year fixed rate bond offering a four per cent AER to new and existing customers.

Anyone interested in this competitive deal can access it through through either Yorkshire's branches and agencies, or via post or its website.

With a minimum opening balance of £1,000, the one-year fixed rate bond pays interest annually and matures on July 31, 2026.

More information on YorkshireBuildingSociety savings accounts can be found by visiting a local branch or agency, calling 0345 1200 100 or visiting www.ybs.co.uk.

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Here is a list of other fixed rate savings accounts on offer from Yorkshire Building Society:

• 4.05 per cent two-year fixed rate bond until July 31, 2027 available in branches, agencies, post and online
• 3.80 per cent three-year fixed rate bond until August 31, 2028 available in branches, agencies, post and online
• 3.70 per cent five-year fixed rate bond until July 31, 2030 available in branches, agencies, post and online.

Here is a list of fixed rate ISAs on offer from Yorkshire Building Society:

• 3.75 per cent one-year fixed rate cash ISA until July 31, 2026 available in branches, agencies, post and online
• 3.80 per cent three-year fixed rate cash ISA until August 31, 2028 available in branches, agencies, post and online.

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​​Harry Walker, a senior savings manager at YorkshireBuildingSociety, said: "With interest rate movements making it harder for savers to plan ahead, we’re proud to offer fixed rate options that combine strong returns with peace of mind.

"These accounts guarantee a competitive rate throughout the term—giving our members the confidence that their money is working hard, without the risk of future rate cuts.

"Our goal is to help customers build financial resilience in a way that suits their needs.

"Whether they’re saving for a short-term purchase or a longer-term milestone, our new fixed rate range complements our other savings products, and are designed to offer choice, security and value."​