The most affordable place to buy in the UK has 'beautiful open spaces' and houses for £103,000

The most affordable place to buy in the UK has 'beautiful open spaces' and houses for £103,000

Britons discuss property prices in the UK

Sarra Gray

By Sarra Gray

Published: 11/03/2024

- 09:38

Updated: 12/03/2024

- 08:38

The property market has been facing a turbulent time recently but house prices have been steadily climbing in most parts of the UK. Experts shared the areas that are most affordable to buy a home

Buying a house is one of the biggest decisions someone will ever make, and price and locations are huge factors to continue.

Property experts have shared the most affordable places to buy in the UK, with Scotland and the north of England dominating the list.

The research looked at factors such as the average price of a first-time buyer home and the average salaries in the area to find where getting a deposit together is easiest.

East Ayrshire and North Ayrshire mainland took the top spot with an average salary of £2,268 and a low property price of £103,453, according to mortgage broker L&C Mortgages.

Lake in East Ayrshire / property for sale signs

East Ayshire was found to be the most affordable areas


Best UK region for buyers

East Ayrshire and North Ayrshire mainland

North Lanarkshire

Durham CC

South Lanarkshire

Inverclyde, East Renfrewshire and Renfrewshire

East Lanarkshire

Aberdeen City and Aberdeenshire

Hartlepool and Stockton-on-Tees



South Ayrshire

Three parts of Lanarkshire made the list and three areas in Ayrshire were found to have affordable homes and be easiest to save in.

East Ayrshire is south of Glasgow and is a beautiful area to set up camp, with country parks and idyllic scenery.

East Ayrshire Leisure states: "East Ayrshire has some of the most beautiful open spaces in South West Scotland with a rich and varied countryside offering a wealth of opportunity for leisure activities including one of Scotland's most visited Country Parks.

"Explore spectacular and varied landscapes over a range of different terrains and discover some of the most fantastic scenery that Ayrshire has to offer. With over 700km of path network, we have routes suitable for all leisure pursuits."

The research suggested Scotland was best for buyers and other Scottish spots on the list included Inverclyde, Falkirk and Aberdeenshire.

An expert from L&C Mortgages stated: “As house prices have rapidly increased across the UK in recent years, the affordability challenges have only grown.

“Identifying regions with favourable house-to-income cost ratios shows just how regionalised affordability can be and highlights how some first-time buyers may find it easier to get on the property ladder than others.


Kelpies in Falkirk

Falkirk in central Scotland made the list


"Scotland features high up in the list of areas offering numerous areas with more affordable housing prices when compared to earnings. On this metric, it looks to have a solid status as the top UK area for affordability for prospective homeowners."

This comes as a recent house price index revealed East England as the region where house prices dropped last month.

The latest research by Halifax found average house prices increased by +0.4 per cent in February, but some areas still suffered from drops in value.

On the other hand, Northern Ireland enjoyed the biggest rise as house prices increased by five per cent on average.

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