Lloyds Banking Group SCRAPS major Post Office service in 'double whammy' blow to 28 million customers

Patrick O'Donnell

By Patrick O'Donnell


Published: 23/02/2026

- 09:28

Lloyds, Halifax, and Bank of Scotland customers will no longer be able to deposit cheques at their local Post Office branch

Customers of a major banking group will no longer be able to cash cheques at the Post Office under a rule change, but are you among the millions affected?

Lloyds Banking Group, which is made up of Lloyds Bank, Halifax and Bank of Scotland, has ended the ability for customers to deposit cheques at Post Office counters.


This move from the financial institution coincides with the announcement of 95 further branch closures across its network.

The banking giant, which serves 28 million customers across its three subsidiary banks, confirmed the cheque service would be withdrawn last month.

Lloyds Bank and Post Office van

The banking group has axed a major Post Office service

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GETTY

It should be noted that cash withdrawals and deposits for Lloyds Banking Group customers will remain available at Post Office locations and banking hubs

A spokesman for Lloyds stated that customers could instead use the bank's mobile application to scan cheques, noting that "very few people choose to deposit cheques at the Post Office".

Recently, the bank announced its latest wave of closures will see 53 Lloyds branches, 31 Halifax sites and 11 Bank of Scotland locations shut their doors between May this year and March 2027.

These bank branch closures come on top of an existing programme that will see 49 branches close by October.

Bank branch closure sign at NatWest Bank branch closures are continuing at an 'alarming rate', according to Which? | GETTY
Lloyds, Halifax and Bank of Scotland branchesLloyds Banking Group has been impacted by bank branch closures | GETTY

Consumer group Which? has calculated that Lloyds Banking Group has shuttered 1,470 sites over the past ten years.

The decision to remove Post Office cheque deposits while simultaneously reducing its physical presence has drawn criticism from campaigners, who argue the combination leaves customers with fewer options for basic banking services.

Campaigners have expressed alarm that the changes will disproportionately affect vulnerable groups. Devon councillor Cheryl Cottle-Hunkin said: "People are feeling really anxious as a lot of them are not able to use technology. They're travelling very long distances to find a branch."

She added: "Decisions are often made by people living in urban areas they don't realise the impact on rural communities. We haven't even got public transport in many areas. This will hit vulnerable people the hardest."

Post Office and cash being used

The Post Office has seen year-on-year surge in cash withdrawals

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POST OFFICE

Andrew Haggar, a personal finance expert from MoneyComms,, warned that small businesses receiving cheques now face impractical journeys to deposit them.

He said: "It's a double whammy for customers, with all the [branch] closures. For a small business, this is just not practical. When closing down branches, safety nets should be in place."

Here is a full list of Lloyds Banking Group branch closures for this year:

Lloyds Bank

  • Aberdare, Wales – June 23
  • Altrincham, Greater Manchester – June 9
  • Birkenhead, Merseyside – June 8
  • Birmingham Blackheath, West Midlands – June 10
  • Birmingham Bordesley Green, West Midlands – June 16
  • Birmingham Kingstanding, West Midlands – June 3
  • Birmingham Maypole, West Midlands – June 4
  • Bournemouth, Dorset – May 28
  • Bristol Fishponds, Bristol – August 6
  • Camberwell Green, Greater London – June 22
  • Cardiff Victoria Park, Wales – June 3
  • Cheapside, Grater London – June 1
  • Clevedon, Somerset – March 15*
  • Coalville, Leicestershire – June 23
  • Crowborough, East Sussex – June 9
  • Daventry, Northamptonshire – August 3
  • Didcot, Oxfordshire – June 24*
  • Ebbw Vale, Wales – March 15*
  • Golders Green, Greater London – June 8
  • Heswall, Merseyside – June 23*
  • Hinckley, Leicestershire – June 10
  • Hoddesdon, Hertfordshire – June 22
  • Honiton, Devon – March 16*
  • Horncastle, Lincolnshire – August 10
  • Hull Ings Rd, East Yorkshire – June 15
  • Kingswinford, West Midlands – June 22
  • Lancaster, Lancashire – June 9
  • Llangefni, Wales – June 16
  • London Bridge, Greater London – June 3
  • London Oxford Street 113-117, Greater London – May 27
  • London Tottenham Court Rd, Greater London – May 27
  • London Victoria, Greater London – May 27
  • Longton, Staffordshire – March 17
  • Lymington, Hampshire – June 8
  • Moreton-in-Marsh, Gloucestershire – June 15
  • Newmarket, Suffolk – June 24
  • Norwich Aylsham Rd, Norfolk – June 2
  • Redhill, Surrey – May 28
  • Ringwood, Hampshire – June 23
  • Sevenoaks, Kent – June 18
  • South Newington, Oxfordshire – June 10
  • Southam, Warwickshire – June 9
  • Staines, Surrey – June 1
  • Streatham, Greater London – May 28
  • Street, Somerset – March 15
  • Swansea Enterprise Park, Wales – July 2
  • Tewkesbury, Gloucestershire – June 17
  • Uttoxeter, Staffordshire – June 18
  • Wareham, Dorset – June 16
  • Wednesbury, West Midlands – March 16
  • West Byfleet, Surrey – June 1
  • Wolverhampton Tettenhall, West Midlands – June 11
  • Woodley, Berkshire – June 17.

Halifax

  • Armthorpe, South Yorkshire – March 17*
  • Ashington, Northumberland – June 3
  • Ashton-under-Lyne, Greater Manchester – June 1
  • Beeston, Nottinghamshire – June 4
  • Billingham, County Durham – June 4
  • Bognor Regis, West Sussex – June 15
  • Bramley, West Yorkshire – June 15
  • Bridgend, Wales – June 11
  • Cardiff Albany Road, Wales – June 11
  • Chichester, West Sussex – June 1
  • Chorley, Lancashire – June 24
  • Croydon City, Greater London – June 25
  • Cwmbran, Wales – June 2
  • Didsbury, Greater Manchester – June 10
  • Ellesmere Port, Cheshire – June 8
  • Goole, East Yorkshire – June 17
  • Greenford, Greater London – June 16
  • Halesowen, West Midlands – June 17
  • Hammersmith, Greater London – May 28
  • Horsham, West Sussex – June 2
  • Hunts Cross, Merseyside – June 8
  • Islington Upper St, Greater London – May 27
  • Mexborough, South Yorkshire – March 15
  • Shipley, West Yorkshire – June 9
  • Skelmersdale, Lancashire – May 27
  • Southgate, Greater London – June 2
  • Surrey Quays Shop Ctr, Greater London – June 2
  • Sutton Coldfield, West Midlands – June 3
  • Thornaby, North Yorkshire – June 17
  • Torquay, Devon – July 9
  • West Bridgford, Nottinghamshire – June 16.

Bank of Scotland

  • Benbecula – July 1
  • Blairgowrie – June 18
  • Bridge Of Don – June 10
  • Broughty Ferry – June 15
  • Garrowhill – June 4
  • Haddington – June 11
  • Kelso – June 18
  • Lochgilphead – June 22
  • Penicuik – June 4
  • Rutherglen – June 11
  • Stonehaven – June 18.

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