Premium Bonds February 2026 winners CONFIRMED: NS&I reveals who has won the £1million jackpot prize

Patrick O'Donnell

By Patrick O'Donnell


Published: 02/02/2026

- 12:48

Updated: 02/02/2026

- 13:18

Unlike traditional savings accounts, Premium Bonds accrue interest by being enrolled in a monthly cash prize draw

National Savings and Investments (NS&I) has revealed the two Premium Bonds holders who have scooped this month's £1million jackpot prizewo Premium Bonds holders who have scooped this month's £1million jackpot prizes, with winners hailing from Central Bedfordshire and Liverpool.

While traditional savings accounts earn interest for customers, Premium Bond holders enter a monthly cash prize draw if they take advantage of NS&I's most popular product.


The Central Bedfordshire winner, holding Bond number 489TB013219, bought their winning bond in February 2022. They have a £50,000 investment and have become only the second person from the area to claim the top prize.Meanwhile,

Liverpool's newest Premium Bonds millionaire possesses the winning number 040QJ919368, purchased back in October 2004. This winner also holds £50,000 in Bonds and marks the fourth jackpot recipient from the city.

Man on phone and NS&I Premium Bonds prize checker

NS&I has revealed the latest Premium Bonds prize winners

|

GETTY / NS&I

Notably, both winners had invested the maximum permitted amount of £50,000. The February draw distributed more than £408 million across 6,183,066 tax-free prizes, with over 136 billion individual £1 Bonds entered into the monthly selection.

Andrew Westhead, NS&I retail director, said: "Congratulations to our two jackpot winners from Central Bedfordshire and Liverpool, who each start February £1million richer. ERNIE has spread the love ahead of Valentine's Day, and we hope this brings both winners and their loved ones plenty to celebrate."

He added that the monthly payout brings cumulative winnings since the inaugural 1957 draw to £40 billion, spread across 815 million prizes over nearly seven decades.

Despite the excitement surrounding this month's winners, NS&I is reminding Premium Bond holders to check whether they might be sitting on forgotten fortunes in their account.

NS&I Premium Bonds saver uses app to check for unclaimed prizesPremium Bonds holders can check to see if they have won a prize via the Premium Bonds prize checker app | NSI
Man looking at phone and Premium Bonds prize checker Are you a Premium Bonds prize winner? | GETTY/NS&I

Nearly 2.7 million prizes totalling £114,769,950 remain unclaimed across the country, waiting for their rightful owners to come forward, according to NS&I's own figures.

Prizes often go uncollected when customers move house or update their bank details without informing NS&I of the changes. Bond holders can verify whether they have outstanding winnings using the NS&I website, the Premium Bonds app, or by asking Alexa.

Those checking online will need their holder's number to access the prize checker from Tuesday, February. The two winning regions also harbour significant unclaimed prizes of their own.

Central Bedfordshire has approximately 10,400 outstanding prizes worth £433,225, with some dating back to February 1968. The largest uncollected sum in the area stands at £10,000, won during January 2024's draw by someone holding just £100 in Bonds.

Saver looks at calculator and statementBritons are looking for the best savings deals | GETTY

NS&I recommends having winnings paid directly into bank accounts or automatically reinvested into Premium Bonds to prevent prizes going unclaimed. Nine in 10 prizes are now distributed through these methods.

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