Motorhome and campervan owners face costs that 'exceed the value' of vehicles - 'Crucial to be aware'

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GB NEWS
Felix Reeves

By Felix Reeves


Published: 14/06/2025

- 04:00

The expert warned that many people may forget to get breakdown cover before heading abroad

Experts have issued a warning to motorhome and campervan owners preparing for European summer holidays, emphasising the importance of checking their insurance cover before they set off.

Analysis from an insurance company found that nearly one of its customers experiences a breakdown in Europe daily, averaging 25 incidents per month.


Additionally, an average of two customers require their vehicles to be repatriated back to the UK every month.

The alert comes as thousands of British motorhome and campervan enthusiasts begin organising their Continental travels for the summer season.

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Motorhome and a man handing documents over to a border control officer

Experts are warning motorists of the risks they face if they fail to prepare for a trip

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Historical data indicates that approximately 60 to 70 per cent of owners have taken their vehicles to Europe for holidays in recent years.

Mark Sheppard, senior trading manager at Safeguard, said: "Owners can often neglect to take out breakdown cover when travelling abroad.

"This may not be included in your European policy as standard, so it's always worth checking your policy documents and confirming with your insurance provider if in any doubt."

Sheppard also highlighted that breakdown cover holds particular significance for older or lower-value vehicles.

Motorhome parked

The warning comes as thousands of Britons prepare to head on holiday

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"Breakdown cover is particularly important for older or low-value vehicles, where the cost of repairs and repatriation could exceed their value," he added.

The specialist's warning underscores the potential financial risks facing holidaymakers who venture abroad without adequate protection.

Travellers must ensure they carry comprehensive documentation when driving in the European Union.

Essential papers include a UK sticker that must be prominently displayed, replacing the traditional GB designation.

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The Crit'Air stickers\u200b

The Crit'Air stickers denote the emissions output of a vehicle across France

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Motorists need to pack their vehicle log book (V5C), driving licence, and a certificate of their most recent MOT test.

A copy of the insurance policy is mandatory, whilst those venturing beyond EU borders require a green card.

Safeguard advises checking specific regulations for each destination country before departure.

Whilst general requirements remain consistent across the EU, individual nations may impose additional documentation demands that British motorhome owners must satisfy to avoid complications during their journey.

Motorhome owners must also navigate Europe's expanding network of low-emission zones, particularly prevalent in France, where cities have implemented restrictions to combat pollution and enhance air quality.

To avoid substantial fines along holiday routes, vehicle owners should obtain appropriate stickers or certification based on their motorhome's emissions levels. The Urban Access Regulations in Europe website provides comprehensive information about local requirements.

Shepperd continued, saying: "To successfully navigate low emission zones as a motorhome owner, plan your routes in advance and familiarise yourself with the designated low emission vehicles and zones.

"It's crucial for owners to be aware of and comply with the enforcement measures in place to avoid penalties and contribute to cleaner air in European cities."