Andrew Mountbatten-Windsor hit with new setback ahead of state pension

Dorothy Reddin

By Dorothy Reddin


Published: 23/01/2026

- 16:51

The former duke also receives a Royal Navy pension estimated at £20,000 annually

Andrew Mountbatten-Windsor is set to receive a reduced state pension when he turns 66 next month, according to reports.

The disgraced former duke will reach his 66th birthday on February 19, the current age at which you can receive your state pension in the UK.


The timing proves fortunate compared to many of his contemporaries, as the qualifying age rises to 67 from April 2026 for anyone born after April 1960.

However, Andrew faces a reduced payout. Claimants require 35 years of National Insurance contributions to receive the maximum weekly sum of £230.25.

Andrew Mountbatten-Windsor

Andrew Mountbatten-Windsor suffers setback as former duke set to receive reduced state pension

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GETTY

With only 22 years of service in the Royal Navy to his name, Andrew falls considerably short of this threshold, meaning he cannot expect the full entitlement should he choose to claim, according to claims in the Mail.

Based on this calculation, Andrew would receive approximately £150 per week rather than the full amount. His annual entitlement works out to roughly £9,000.

The former duke also receives a Royal Navy pension estimated at £20,000 annually.

The King's approach to his state pension stands in marked contrast.

Rachel Reeves

The qualifying age for the state pension rises to 67 from April 2026 for anyone born after April 1960

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PA

King Charles became eligible back in 2013, when men could claim at 65, having topped up his five years of naval service with voluntary contributions to secure the full amount.

Rather than pocket the money, however, he chose to donate the entire sum to Age UK, the charity supporting older people. This arrangement remains in place today.

When asked whether Andrew intended to draw his pension, a royal source told the Telegraph: "It's up to him."

The true scale of Andrew's wealth remains opaque. One royal financial expert has described it as being "shrouded in a pea soup of impenetrability."

Andrew Mountbatten-Windsor

Andrew Mountbatten-Windsor served 22 years in the Navy

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Marsh Farm

Members of the media outside Marsh Farm on the Sandringham Estate in Norfolk, where Andrew will reportedly live

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PA

His annual allowance from the King was withdrawn in 2024 as part of efforts to pressure him into leaving Royal Lodge.

Despite this, Andrew managed to cover substantial security costs for the property through an undisclosed third-party source.

Following the cancellation of his 75-year lease and the removal of his royal titles, he will relocate to the Sandringham Estate. The King will be covering all living expenses.

Tom Selby, director of public policy at investment platform AJ Bell, told the Scottish Daily Express: "Like millions of people, Andrew will be entitled to the state pension based on the number of National Insurance qualifying years he built up while working.

"Based on his employment record, that should mean he is entitled to around £9,000 a year, although it will be up to the former prince whether he chooses to claim this or not."