Premium Bonds alert: NS&I reveals September 2025 winners - are you taking home £1million?

Savers urged to be careful of tax on savings interest |

GB NEWS

Patrick O'Donnell

By Patrick O'Donnell


Published: 01/09/2025

- 09:30

Updated: 01/09/2025

- 11:20

Premium Bonds is a popular savings product which is made available through NS&I

The winners of this month's Premium Bonds prize draw have been revealed with two lucky individuals taking home the £1million prize.

Unlike traditional savings accounts which accrue interest, customers of National Savings and Investments' (NS&I) signature product are enrolled in a monthly cash lottery.


NS&I has confirmed the winning bond numbers for September 2025 with savers being urged to check if they have won a lump sum this month.

September 2025's first £1million winner resides in County Durham and they hold the maximum of £50,000 in Premium Bonds.

Woman looking at her phone and NS&I logo

NS&I has unveiled the Premium Bonds winners for September 2025 `

|

GETTY

According to NS&I, this individual has the winning bond number 224BZ748917 which they purchased back in June 2014.

This month's second £1million winner is based in Cumbria and also hold £50,000 in Premium Bonds from the financial institution.

The winning bond number for this person is 243VC581367 and was purchased in April 2015.

While Premium Bonds are primarily known for the £1million prize, savers also have the opportunity to win smaller, but significant, amounts.

Do you have a money story you’d like to share? Get in touch by emailing money@gbnews.uk.

NS&I Premium Bonds saver uses app to check for unclaimed prizesPremium Bonds holders can check to see if they have won a prize via the Premium Bonds prize checker app | NSI

Prize amounts begin at £25 and go up to £1million but NS&I customers should be aware they may not win any cash for months.

Savers are being rewarded a unique bond number for every £1 they invest, and the maximum that can be saved in Premium Bonds is £50,000.

As it stands, the odds of someone having a winning each month is 22,000 to 1 for every £1 bond.

NS&I's prize fund rate, which is the closest Premium Bonds has to an interest rate, is currently sitting at 3.60 per cent.

Currently, Premium Bonds are held by around 22.7 million people across the country.

If anyone wins a prize from NS&I's prize draw, they should be sent an email or text message from the Government backed bank.

LATEST DEVELOPMENTS:

Premium Bonds saver looks happy in picturesNS&I has announced some details about this month's Premium Bonds prize winners | GETTY

Analysts have warned that millions of pounds in Premium Bonds prizes remain unclaimed due to Britons not checking their existing bonds.

Jessica Willock, a personal finance expert at Confused.com, said: "Premium Bonds are a popular way to save, but it can be easy to forget about them once they’re set up.

"That’s why it’s not surprising to hear that over £100million in prizes is currently unclaimed. With millions of people holding bonds, there’s a good chance some have money waiting for them and don’t even realise it.

"If you’ve ever bought Premium Bonds, it’s worth taking a moment to check in on them. All you need is your NS&I holder’s number or account number, and you can use their prize checker app or website to see if you have any winnings. If you’re not sure of your details, you can speak to the NS&I who can help you recover them."

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