Best savings account of the week: 'Good news' for savers as bank offers market-leading 7.5% interest - full list

Experts from Moneyfactscompare have compiled a list of the best savings accounts for the week beginning September 1, 2025.

Britons are being reminded to lock down deals offering interest rates of up to 7.5 per cent before banks begin to make cuts.

Adam French, Head of News at Moneyfactscompare.co.uk, said: "After several weeks of savings rate cuts, there is some good news for savers who are looking to lock their money away with several new top paying fixed rate bonds.

"However, plenty of accounts have cut rates and some of the top paying easy access accounts have fallen too.

"Locking down a market-leading savings rate is important with inflation now forecast to hit four per cent before too long. The good news is that the market remains competitive despite many providers slashing rates in recent weeks.”

Best regular savings accounts:

Here is a list of the best regular savings accounts currently on offer for the week with interest rates attached:

• Principality BS – 7.5 per cent AER / 7.3 per cent Gross
• Zopa – 7.1 per cent AER / 6.9 per cent Gross
• The Co-operative Bank – Seven per cent AER / Gross
• Monmouthshire BS – Six per cent AER / Gross
• Darlington BS – Six per cent AER / Gross
• West Brom BS – Six per cent AER / Gross
• Market Harborough BS – 5.8 per cent AER / Gross
• Progressive BS – 5.5 per cent AER / Gross
• NatWest – 5.5 per cent AER / 5.4 per cent Gross

Best fixed-rate savings accounts

Here is a list of the best savings accounts offering a one-year fixed interest rate:

• Chetwood Bank – 4.5 per cent AER / Gross
• Atom Bank – 4.4 per cent AER / Gross
• Cynergy Bank – 4.4 per cent AER / Gross
• JN Bank – 4.39 per cent AER / Gross
• Tandem Bank – 4.37 per cent AER / Gross
• Habib Bank Zurich plc – 4.36 per cent AER / Gross
• Habib Bank Zurich plc – 4.36 per cent AER / Gross
• JN Bank – 4.35 per cent AER / Gross
• DF Capital – 4.35 per cent AER / Gross
• Zenith Bank (UK) Ltd – 4.35 per cent AER / Gross

Best cash ISAs

Here is a list of the best cash ISAs with a one year fixed interest rate attached currently on offer:

• Vida Savings – 4.31 per cent AER / Gross
• Shawbrook Bank – 4.31 per cent AER / Gross
• Cynergy Bank – 4.3 per cent AER / Gross
• Tembo Money – 4.27 per cent AER / Gross
• Charter Savings Bank – 4.24 per cent AER / Gross
• Kent Reliance – 4.23 per cent AER / Gross
• Vanquis Bank – 4.21 per cent AER / Gross
• Aldermore – 4.2 per cent AER / Gross
• United Trust Bank – 4.2 per cent AER / Gross
• Close Brothers Savings – 4.2 per cent AER / Gross

Here is a full list of the best cash ISAs with a variable interest rate attached currently on offer:

• Trading 212 – 4.5 per cent AER / 4.4 per cent Gross
• Principality BS – 4.4 per cent AER / Gross
• Vida Savings – 4.38 per cent AER / Gross
• Plum – 4.35 per cent AER / 4.3 per cent Gross
• The Stafford BS – 4.35 per cent AER / Gross
• Kent Reliance – 4.32 per cent AER / Gross
• Chip – 4.32 per cent AER / 4.2 per cent Gross
• Charter Savings Bank – 4.31 per cent AER / Gross
• Harpenden BS – 4.31 per cent AER / Gross
• Family Building Society – 4.3 per cent AER / Gross

Best easy-access accounts

Here is a full list of the best easy access savings accounts without a bonus attached:

• Cahoot – Five per cent AER / Gross
• Cahoot – 4.4 per cent AER / Gross
• Vida Savings – 4.38 per cent AER / Gross
• Kent Reliance – 4.33 per cent AER / Gross
• Kent Reliance – 4.33 per cent AER / Gross
• Charter Savings Bank – 4.31 per cent AER / Gross
• Harpenden BS – 4.31 per cent AER / Gross
• Snoop – 4.3 per cent AER / 4.2 per cent Gross
• Spring – 4.3 per cent AER / 4.2 per cent Gross
• Close Brothers Savings – 4.3 per cent AER / Gross

Here is a full list of the best easy access accounts with a bonus attached:

• Chase – 4.75 per cent AER / 4.65 per cent Gross
  
• Principality BS – 4.45 per cent AER / Gross
• Oxbury Bank – 4.36 per cent AER / 4.28 per cent Gross
• Nottingham BS – 4.35 per cent AER / Gross
• Chip – 4.32 per cent AER / 4.24 per cent Gross
• Skipton BS – 4.12 per cent AER / Gross
• Tesco Bank – 4.1 per cent AER / Gross
• Chip – 4.07 per cent AER / 4 per cent Gross
• Cynergy Bank – Four per cent AER / Gross
• Post Office Money – 3.95 per cent AER / Gross

Mr French said: "There are plenty of accounts that have cut rates and some of the top paying easy access accounts have fallen too. As a result, the Moneyfacts Average Savings Rate is dropped from 3.47 per cent last week to 3.46 per cent today.

"Chetwood Bank has made some positive moves in the fixed-rate bond market with the top paying 1-, 2-, and 3-year accounts – paying up to 4.50 per cent for those who can afford to lock their money away.

"It’s easy access savings and ISA accounts where we have seen some of the biggest cuts, with a couple of the formerly best paying accounts falling away. Although this should come as little surprise given that easy access accounts are often the most vulnerable to base rate cuts."