Car insurance costs could be slashed to just £83 with popular vehicles - Mini, Ford, BMW and more

WATCH: Steven Barrett speaks to GB News about 'Big Brother' car insurance companies

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GB NEWS

Felix Reeves

By Felix Reeves


Published: 02/05/2026

- 13:39

The Volkswagen Fox is the cheapest vehicle to insure for under-25s

Drivers could cut their motor insurance costs to less than £100 with cars that may surprise, with many classic models and sports cars.

New data has shown that the classic sports car, the MGB, is the cheapest car in the UK to insure, despite being out of production for more than 30 years.


Motorists who can get their hands on an MGB could pay an average of just £83 for their car insurance policy.

This is significantly cheaper than the average cost of car insurance, with the everyday driver paying £403 for cover.

The MGB was followed by the iconic Rover Mini at £116 and the sleek two-seater BMW Z3 for £152 a year, according to Go.Compare.

A range of vehicles were included in the top 10 list, including another MG, the MG TF, for £155 and the Toyota MR2 for £172.

Tom Banks, car insurance spokesperson at Go.Compare, said: "Some models cost more to insure due to factors like repair costs and risk of theft, so it might seem surprising that the MGB is the cheapest car to insure, but when you scratch beneath the surface, it makes sense.

"It was MG's top-selling model, meaning parts are widely available, and owners of these cars tend to be mature motorists who only take them short distances, all of which brings down the average premium."

Car insurance policy

Drivers could slash their car insurance costs by hundreds or even thousands of pounds

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GETTY

Top 10 cheapest cars to insure

MGB - £83

Rover Mini - £116

BMW Z3 - £152

MG TF - £155

Toyota MR2 - £172

Peugeot 206 - £226

Audi A2 - £228

Jaguar XKR - £229

Mazda MX-5 - £232

Peugeot RCZ - £232

The MGB costs an average of just \u00a383 to insure

The MGB costs an average of just £83 to insure

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PA

The car insurance company has also compiled the cheapest vehicles to insure for those under 25, who typically face costs of more than £1,000 when they first start behind the wheel.

Volkswagen tops the list, with the VW Fox costing just £529 to insure, offering younger motorists major savings.

All vehicles in the top 10 list cost less than £600 to insure on average, offering motorists the chance to slash their costs by more than half.

"Comparing policies ahead of time will give you a good idea of the costs, so that you’re not left with a vehicle that will exceed your budget," Mr Banks said.

The Volkswagen Fox is the cheapest car to insure for under 25s

The Volkswagen Fox is the cheapest car to insure for under 25s

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VOLKSWAGEN

Top 10 cheapest cars to insure for under 25s

Volkswagen Fox - £529

Seat Mii - £533

Fiat 500 - £542

Skoda Citigo - £543

Mini One - £554

Peugeot 108 - £555

Citroen C1 - £570

Ford Ka - £578

Fiat Panda - £578

Volkswagen UP! - £580