Best places to retire ranked: 'Fantastic' areas which offer 'the best value for money' in the UK

 Couple at laptop

Pendle has been ranked as the number one place in the UK to retire to

Temi Laleye

By Temi Laleye

Published: 25/05/2024

- 04:00

Considerations such as overall satisfaction rating, the typical cost of a home in each area, local crime rate, proximity to parks, and distance to essential facilities have been analysed to determine the best areas to retire in the UK

A new report has revealed the top 10 best areas in the UK for Britons to retire.

Before moving away, Britons are urged to consider their state pension, and private pensions to ensure they have enough money to support their lifestyles in a new place.

Insurance experts at Howden Insurance have conducted an in-depth ranking of various areas of the United Kingdom to uncover the best location to spend retirement.

These ratings were decided using the following metrics: overall satisfaction rating, the typical cost of a home in each area, local crime rate, proximity to parks, and distance to essential facilities.

The results of the study uncovered the best places to spend retirement, revealing that Pendle has reached the top spot.

The district in Lancashire is known for its picturesque landscapes and historical significance giving it an overall rating of 80.93.

Couple with champagne glasses

Pendle is known for its picturesque landscapes


The wellbeing of Pendle has been recorded with a score of 8.10, which is the highest wellbeing ranking out of the top 10.

Hyndburn and Stoke-on-Trent place second and third, respectively.

Hynburn is also a Lancashire, known for its industrial heritage and parks, whereas Stoke on Trent claims the title of the shortest distance to a park or green space.

In fourth place is Newcastle-under-Lyme. With an overall rating of 67.33, the historic market town in Staffordshire boasts a mix of medieval and Georgian architecture.

Ranking in at fifth is South Tyneside with an overall rating of 66.79.

The area is located in Tyne and Wear and has the lowest average time, out of the top 10, it takes to get to key services, at just 14.05 minutes.

In sixth place is Hastings with an overall rating of 66.78.

Homeowners can expect a low price for a home to retire, with £261,075 as an average.

A spokesperson for Howden Insurance said: "Pendle is undoubtedly a fantastic place to spend retirement. Its serene landscapes, friendly communities, and rich history create an ideal environment for relaxation and fulfilment.

"Whether strolling through historic villages or enjoying the tranquil countryside, Pendle offers a perfect blend of charm and tranquillity, making retirement truly enjoyable.

"As a result of the ongoing cost of living crisis, every possible expense has gone up.

"Thankfully, this study offers a valuable resource for those planning to retire in 2024, highlighting the areas of the UK that can offer people the best value for their money."


Full list of the 10 best areas to retire in the UK

Ranking - Place Name - Overall rating

1 Pendle - 80.93

2 Hyndburn - 70.80

3 Stoke-on-Trent - 67.95

4 Newcastle-under-Lyme - 67.33

5 South Tyneside - 66.79

6 Hastings - 66.78

7 Burnley - 66.69

8 Blackburn with Darwen - 66.55

9 Gateshead - 65.58

10 Fylde - 65.43

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